Emotional spending. We all do it more than we even realize. We do it when we are happy, upset, stressed, or maybe even scared. It becomes a habit we quickly want to stop. But, do we really need to stop a habit that we enjoy? What if this habit doesn’t cause any harm? What if …
You’ve probably heard that saying: chicken math, goat math, fill in the blank, any livestock animal math. It’s true. Before you know it, you have a barn full of animals. Maybe it’s only true for us animal lovers. I grew up wanting to have a hobby farm, and at the beginning of my middle school …
I had no idea all the clutter in my life blurred my vision—not the physical clutter: papers on the counter, toys in the corner, shoes here, and cups and plates there. The emotional clutter. The strained relationships. The stiffness you have with your spouse. Building boundaries, you had no idea needed to exist. It can …
“You know what?” said my husband, Eric. “I’m going to stop buying Tim Horton’s coffee even after our spending freeze.” While I told him about how delicious my Tim Hortons’ coffee tasted with my mom earlier that afternoon. ( Her treat) I raised my eyebrows because I didn’t realize he got it often enough to make …
This is the time of year when the Holidays are quickly approaching, and emotional spending can get us into debt. A debt we didn’t think was possible. January leads to remorse and scrambling of how we can come up with extra cash. Apply the practical tips below, and you won’t be looking for a second …
Many of us stop listening when we talk with friends, coworkers, or family and hear the word budget. We all feel like we know about it, but we don’t know how to do one. If you manage your money correctly, a budget won’t shut you down; it will give you financial freedom. Restricting your spending …
Keeping a low grocery budget was easy four years ago with all the coupon deals. Fast forward to all the apps and coupon fraud. It’s a different ballgame today. One, I’ve found a way to still master minus all the coupons. Have you wondered how much you are supposed to spend on groceries? Here is …
“What’s this?” My husband would ask as I was squishing my face, wondering what direction I would take this in today? “I found the cutest sign for the girl’s bedroom. Or I hit 90% off 4th of July Clearance.” At this point, nothing mattered to my husband. Except for one thing. The dollar amount. I …
Decorating my Home is one of my favorite things to do. So when I find home decor on clearance, I’ve hit the jackpot! None of us want to go broke decorating our homes. When the urge strikes next time, be prepared to spend half of what you usually spend with my tried and true tips. …
In this article, you will learn seven ways we are able to pay off our mortgage faster. Our goal is to have it paid in seven years or less. These tips can be applied to your daily financial goals as well. I grabbed bread sticks from Pizza Hut in Target, giving in to a comfort …
Saving money on groceries all starts with a list. A grocery list that has a plan. Not a list you jot down what you are out of. A well-planned grocery list will save you money this week. Right now you could save $30 and have your monthly phone bill paid. All it takes is …
The dreaded b-word. Lately, you have probably heard this word come up whether at work, on social media, or your friends are jumping on this budgeting and paying off debt bandwagon. So you think about joining. I mean, what could it hurt to have less debt and more money? It’s something we all want. It’s …
Are you a spender? Are you someone who loves to shop and get a deal? Yet sometimes, the deals turn into a room full of stuff. I know I’ve been there. This time of year, when the Holidays are quickly approaching, emotional spending can get us into debt. A debt we didn’t think was possible. …
There’s something about the act of dreaming big that makes the hard work feel possible. When my husband and I started our debt-free adventure, we didn’t just need a plan—we needed a vision. A crystal-clear picture of the life we wanted, one worth budgeting for, saying no to extra expenses, and cutting up credit cards. Spoiler …
How do you feel when your money slips away and it’s time to start all over again? Ugh, that feeling is enough for most people to throw their hands up in the air. If you have started your debt-free journey but are struggling with the importance of budgeting or just getting back into a routine …
Paying off your mortgage early might feel like climbing a financial Mount Everest, but trust me—it’s worth it. I’m not some financial wizard, just a frugal mom of two who juggled kids, blogging, and fixing up an old farmhouse, all while tackling one big, scary goal. Spoiler alert: We did it in four years. And …
We lived on one income for years while raising our girls. I didn’t even realize frugal living was so popular until I shared the daily choices I was making on my blog. You can be frugal and still spend money, it’s really thinking about the impact your spending has. When you think of frugal living, …
All it takes to save money on your groceries is three simple things this week. Don’t go grocery shopping until you get your pen, paper, coffee, and read or watch the video below. Today is the day you decide to control your finances and give yourself a bit of breathing room by starting with an …
Today I want to talk to not just bloggers but any woman who is running her own business. In my own personal journey and talking with other business owners we have and still experience these things that can destroy your business. Two years ago I was a Journalism graduate doing a couple articles for some …
