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The 7 Step Secret to Saving Money at Target

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Target. It’s like one of the nicest stores to shop at in so many towns that is affordable right? I mean how many of us moms want  a night out alone and we hit Target?

How many us of want to get out of the house with the kids  we hit up Target.

Target already has us in the door just because it’s Target. I started working at the store as a manager in Starbucks when it first opened in our local town in 2008. Crazy huh?! I really did love it.

Now I love it even more as a woman who wants a deal!

Yet how many of us walk into the store and buy things on sale and think well, it’s Target all the prices are good. Some of us think who cares about the price I just love the shopping experience.

This is where you are making a huge mistake when shopping at Target. You could be saving $100’s a MONTH. Yes a month by taking action on following my 7 steps money at Target

You are now on your way to getting super excited about saving money at your favorite store and telling your friends about it.

So yes share this article!

Here we go are you ready?  Grab your coffee and a snack because you need to take the time to absorb this info and then you’ll be on your way to savings.

The 7 Step Secret to Saving Money at Target


TARGET CARTWHEEL- What is it and Why Use it

First thing you need is the Target Cartwheel App. Don’t have a smartphone? Don’t leave you can use this app too without a smartphone.

This is a Target Only App. You can’t use it at any other store.


You can add coupons to your account and scan the barcode from tablet, phone or printed bar code from your computer.

  • First you will create an account.
  • saving money at target
  • When you open the app you will see your dashboard. This is a glimpse of all the things you can access.
  • Add offers. Go to All offers at the top and browse for deals.
  • Browse by Categories, Name, or my favorite Discount. I search for the discount because the 50% off or higher comes up first. If something is 50% 0ff that’s huge then I check for coupons, and decide if I need it or not.
  • Once you have offers selected you can close the app and head to Target.
  • Purchase selected items.
  • At checkout open your app and go to the My Barcode. This will show the barcode on your phone.
  • target print barcode with cartwheel app
  • If you are using a computer go to my cartwheel and the screen will show up with the option to print barcode in the upper right-hand corner. You only need to print this once. Your offers will be updated to that barcode. So laminate that bad boy.
  • Then the cashier scans your barcode and the savings instantly come off.


Next hand over any manufacturer coupons you may have. These are coupons you find in the newspaper inserts, online, from blinkie machines in store, from samples etc. Target Cartwheel now offers manufacturer coupons in the app. You can read about that here. 



Then Check for Target Coupons. You can print these right from the Target Website. 

Then after you have handed those coupons out at checkout proceed to unload your goodies into your car.



Then download (if you haven’t) the Ibotta App. This is my FAVORITE app after Cartwheel. Why?! Because the savings update each week, I can save on produce and milk, and they stack with all the other coupons!

If you do not have Ibotta– you need to join with this link and receive a $10 WELCOME bonus just for signing up. The $10 will appear in your account after you redeem your first offer.

I won’t go into detail on Ibotta because I have already done a whole post on that here if you want to see how to work that one step by step. Which you do because the savings are real. In fact, I have $104 just from the last 4 months!

After you check Ibotta for additional savings you are going to want to check Checkout 51. This one is updated weekly and can be used from any store. It works like Ibotta- except there is no barcode to scan. Just your receipt showing proof of purchase.

Related: 6 Must Have Apps to Save Money on Your Groceries



Take the survey at the bottom of your receipt for a chance to win $1,500. Did you know these surveys are crucial for the store? The store gets scored on these greatly and each department’s performance on these weighs so much on everything – like raises! I didn’t like that part at Target but it’s their system and now that I know that- I want to help those working there and who knows I may just win $1,500 which would make the time completely worth it!

There you have it. These savings will help you to save $100’s a month at Target. If you are a Target brand shopper know that Up and Up items are on Cartwheel for almost every item. It is usually always 5% but when you stack that with a Target Redcard you end up saving 10% ad you didn’t even have to clip a coupon. It cost ya nothing!


Clearance and I go way back. We fell in love years ago. Target is awesome with how much clearance  you can find. They offer discounts up to 90% off original price! You can use cartwheel offers and coupons on these clearance items. It truly is an amazing way to save. Many clearance items are found on the back endcaps of the aisle.

Related: 11 Ways to Save More On Target Clearance



I left this one for last because you may have gotten through all the tips above and thought- who has time to figure out the best deal at Target?! You don’t have to do any math calculating or looking through the ads.

There are two blogs I like for target deals and They each have a different feel but offer weekly coupon deals so check those out and start savings! Coupon Matchups are sale prices paired with all of the ways to save above!

See you can do this! 

PLUS I want to add in how awesome the Target Redcard Debit card is( they do have a credit card one). You save 5% off your total every time you shop there and use it. On all sale items and when you use your coupons! WHOO HOO! Sign up for yours here.

What tips do you have for saving more at Target?



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129 thoughts on “The 7 Step Secret to Saving Money at Target

    1. You are welcome! Me too! It’s something I must check before I walk in and while I shop. I love just scanning things just to be sure there isn’t a savings on it.

  1. I would love to learn how to shop at Target. Problem is, I don’t go into the store. Will have to do my shopping on line and have it shipped.

  2. I don’t shop at Target for all the above reasons. I just want low prices without jumping through hoops which is why I prefer shopping at Aldi.

    1. Oh no! I am so sorry to hear that. Guess it leaves a bitter taste. If it was closer I would totally try it again because the savings really add up!

  3. Good tips! I love Target and the Cartwheel App! I noticed the other day that they are advertising the app a lot in their store!

  4. Oh man, I am pretty much obsessed with Target’s clearance sections! I have gotten so many deals – even in just the past month! Usually make a beeline to them when we first enter the store, lol.

  5. Does Target still do the pharmacy reward of 5% off after so many prescriptions are filled? Thankfully, we haven’t needed to fill many lately…but winter is coming. Thanks for all of these tips.

  6. I save money by not bringing my adult daughter shopping with me. She somehow makes me spend more money everytime I go with her. Lol! Thank you for all the great tips!
    Merry Christmas 🎄🎅

  7. Target is my favorite store! I could spend my whole paycheck in there every week. Thank you for posting all the ways I can save. Signing up for my red card today! 🎯

  8. Great tips, I just started using Cartwheel & have to print it from my computer which I’ve been doing every time, thanks for the tip to print once and laminate it!

  9. My wife would love to be able to shop at Target, but the closest one is about 100 miles away. Being able to stack up all of these savings is an excellent idea. We use iBotta and Checkout 51 along with coupons at other stores that we have here and it really adds up on the savings.

  10. Great article! Target has so many great deals, especially once you know how to find them. Learned a few extra tips here, thank you!

  11. I Always see the ad’s for cartwheel and have never looked. I have never liked target. Even their sale prices seem high compared to other stores. However A very comprehensive list and good to know I may change my mind in the near future! Thank you so much

  12. Thank you for all the fabulous tips! Some I knew about but some I didn’t even realize! I will put some of these tips to the test for sure!

  13. Thanks for the money savings tips, I learned a lot! I wish I had a Target store closer, I rarely shop there because I just do not go to towns that have a one and the cost of gas. I have heard rumors of getting one closer, so I will be prepared if that happens.

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