Ah, money. It’s a tricky thing, isn’t it? We need it to live, yet it seems like there’s never enough of it to go around. And saving? That’s a whole other beast. According to a survey by Capital One and The Decision Lab, 77% of Americans are feeling some sort of financial anxiety. Now, that’s …
Ever find yourself in this scenario? It’s the end of the month; you’re looking at your bank account and wondering, “Where did all my money go?” If you’re nodding your head, don’t worry – you’re not alone. Most of us have been there, and it’s not a fun place to be. Here’s the good news, …
Do you ever feel like you’re running a marathon with no finish line in sight? You’re panting and sweating, and your legs are screaming to stop. That’s how I sometimes feel about the Bi-Weekly Savings Challenge. But don’t worry, we’re in this together! And today, I’m sharing my top tips and tricks for staying motivated …
Getting paid every two weeks makes a budget a little bit more challenging. I’ve been getting paid monthly for the past eight years, and I can tell you that at first it seems impossible, but now I think it helps us spend less. Monthly grocery shopping was a game changer for us in the early …
Have you ever found yourself in a financial tug-of-war between saving and paying off debt? I know I have. You’re trying to save for that dream vacation or rainy day, but your credit card bills are screaming for attention. It’s like being stuck between a rock and a hard place, right? Hang tight because we’re …
Have you heard of this thing called the Bi-Weekly Savings Challenge? It’s been all the rage lately, popping up everywhere on Pinterest and even in casual conversations with friends. At first, I was skeptical. Can it really work for hard-working folks like us, who are trying to stretch every dollar? I don’t know about you, …
If you’re hoping to have a better financial year ahead, let me tell you a little secret: getting out of debt could be the game-changer you need. Trust me, I’ve been there. But here’s the good news: I’ve got some quick tips to manage debt and have success on your journey to financial freedom. Ready? …
Are you dreaming of becoming your own boss? You’re not alone. Many aspiring entrepreneurs are enticed by the idea of running an online business. But hold on, before you dive in, here’s a reality check: mindlessly following in the footsteps of others might not be the path to success you imagined. Why? Because it’s not …
It’s a sad fact that most people aren’t just lacking wealth; they’re burdened by debt, not making enough money, and suffering from anxiety over their finances. For some, it will always be a struggle. They’ll never learn how to eliminate what they owe and earn enough money to experience wealth in their lives. That could change if …
In my 38 years of life so far, there is one decision I have NEVER thought twice about in my life. Through all the ups and downs of life, you question everything. Motherhood, for one, brings about so many questions and doubts. Whether it’s a marriage or a friendship, these relationships will have doubts stirring …
So, let me start by admitting something. I love a good shopping spree as much as the next person, but my shopping spree includes clearance, coupons, and sales. There’s just something about the sign of 70% off that gets my heart racing. But here’s the thing—sometimes, our spending habits get the best of us. And …
Back-to-school shopping can be overwhelming for most parents. As you wander around Target or Walmart or click through endless online stores, it’s hard to resist buying things that aren’t on the list. If your kids are a little bit older, this is a perfect opportunity to teach them about budgeting. My girls are now ten …
Time. You never understand how precious it is until you get older and older. As each year passes, you realize more and more how fast a year goes by. I grew up moving from state to state from 8th grade through my senior year in high school. We went from one extreme in location to …
In today’s fast-paced world, there’s been a lot of talk about being frugal. It’s a topic that has gained popularity in media and around the web, especially since the US economy took a downturn. Living frugally has become a necessity for many of us. However, there are two common misconceptions about frugality. The first is …
We all know the feeling of decluttering our home and wanting to get rid of all the old stuff we no longer need or use. It’s liberating to get rid of the excess and simplify our lives. And what better way to do it than to donate our old clothes, shoes, and household goods to …
Frugal living is about making conscious decisions to spend less, save more, and manage your finances effectively. Living a frugal life doesn’t mean you are going to cheap out; it means you will be smart with your financial decisions and learn how to balance finances and time. I’ve had plenty of comments where people on …
Being able to search for ways to save money on girlfriend getaways is a blessing in itself. Having someone you want to go away with and create lasting memories is one of life’s sweetest pleasures. I’m incredibly grateful that my bestie and I have been friends since first grade, and we are now 38 years …
If tax season brings you to dread every year, it’s time to get that under control. There is no reason to be stressed, worried, or dreading tax time each year. It’s not good for your mental or physical health to be stressed out. You probably feel this way because you need to take the time …
If you love to save money on EVERY SINGLE Thing, then you know you think about the fuel you are burning every time you get into the car. Using grocery savings apps and coupons was one way we kept a super tight grocery budget, and now we can fill up for less with gas apps. …
Let’s face it, nobody likes paying bills. But they’re part of life, and try as we might, we can’t get around ’em! Who says bill paying has to be a pain, though? Sure, the money going out isn’t fun, but if you have the right tools in place, you can make bill payments easier than …
If you’re like most people, your eyes probably lit up when you heard the words “tax refund.” We get it—free money is exciting! But instead of splurging on a shopping spree, why not use that free cash to help set yourself up for financial success? What to do with your tax return depends on your …
Are you looking for a way to save cash? Want to bring in MORE income without getting a second job? A spending freeze may be just what you need. Below, you will read tips we used for our 6-month spending freeze. After all, the bills are paid; we only have $100 of “extra” money. Yet, …
When we started our debt-free journey, it was amidst the crazy busy toddler-raising years. Time felt so sacred and something I couldn’t get enough of or make go faster. We were living paycheck to paycheck before thinking about our financial habits. I knew I So insteadt take on any more hours at my part-time job. …
Valentine’s Day doesn’t have to be a budget breaker. This article will share with you six smart tips to keep your holiday costs down and love remaining high. By Following the tips and living a frugal lifestlye we paid off all our credit cards, student loans, car loans, and working on our mortgage all on …
