It’s a wild world out there today. Social media and our phones have made it incredibly easy to overspend, overindulge, and then feel so much guilt that we sit in the cycle over and over again. And if we’re being honest… the past few years haven’t helped. Prices went up, stress went up, and suddenly …
If you’ve been feeling like your paycheck isn’t stretching as far as it used to… friend, you are not alone. Groceries are up. Housing is up. Utilities are up. Gas is up. Basically, everything except our patience is up. And if you’ve been trying to live within your means (or get back to living within …
And Why I Still Wouldn’t Trade It If you’ve ever thought about making money from home, starting a blog, or becoming a content creator… this post is for you.Not the pretty version.The real one. I never planned on becoming a blogger. Back in 2015, I was working part-time at Habitat for Humanity, my girls were …
My friends all know me as the “frugal girl.” I’m the one they ask for a better deal, where to find deals, and what they should do when borrowing money. Living a frugal lifestyle isn’t about being cheap on everything. It’s about making smart choices when it comes to money. As a couple, we think …
When you hear “generational wealth,” you might picture extravagant mansions, private jets, or a last name that opens every door. But creating wealth that lasts beyond your lifetime isn’t just for the ultra-rich—it’s something you can start building right now, step by step. Here’s the thing about generational wealth. It’s not about being flashy or …
The other day I was scrolling through Instagram and I came across this video of Tim Cook, the CEO of Apple, casually dining at a restaurant where no one recognized him. I barely finished the video before heading straight to the comments because, well, isn’t that why we’re all there? Most people were celebrating the …
Okay, so you’re gearing up for a No Spend February, huh? Love it. It’s the shortest month, so statistically, you’re already setting yourself up for success. Now if you want to gear up for a whole month of no spending you need to do a bit of preparing. This is a quick guide to help …
Owning your first car is one of the most exciting financial milestones—but it’s also a big one. I can’t believe I’m at the age where my oldest only has a few more years before she can get her driver’s license. Whether you’re dreaming of your first set of wheels (is there a better feeling than …
I’ll admit it—money management used to be a mess for me. I was drowning in scraps of paper with budgets scribbled, random receipts jammed in drawers, and a dozen spreadsheets of chaos on my laptop. And honestly? It wasn’t working. I never really knew how much I was spending, saving, or accidentally blowing on my latest clearance …
There’s something about the act of dreaming big that makes the hard work feel possible. When my husband and I started our debt-free adventure, we didn’t just need a plan—we needed a vision. A crystal-clear picture of the life we wanted, one worth budgeting for, saying no to extra expenses, and cutting up credit cards. Spoiler …
Ah, money. It’s a tricky thing, isn’t it? We need it to live, yet it seems like there’s never enough of it to go around. And saving? That’s a whole other beast. According to a survey by Capital One and The Decision Lab, 77% of Americans are feeling some sort of financial anxiety. Now, that’s …
Ever find yourself in this scenario? It’s the end of the month; you’re looking at your bank account and wondering, “Where did all my money go?” If you’re nodding your head, don’t worry – you’re not alone. Most of us have been there, and it’s not a fun place to be. Here’s the good news, …
Do you ever feel like you’re running a marathon with no finish line in sight? You’re panting and sweating, and your legs are screaming to stop. That’s how I sometimes feel about the Bi-Weekly Savings Challenge. But don’t worry, we’re in this together! And today, I’m sharing my top tips and tricks for staying motivated …
Getting paid every two weeks makes a budget a little bit more challenging. I’ve been getting paid monthly for the past eight years, and I can tell you that at first it seems impossible, but now I think it helps us spend less. Monthly grocery shopping was a game changer for us in the early …
Have you ever found yourself in a financial tug-of-war between saving and paying off debt? I know I have. You’re trying to save for that dream vacation or rainy day, but your credit card bills are screaming for attention. It’s like being stuck between a rock and a hard place, right? Hang tight because we’re …
Have you heard of this thing called the Bi-Weekly Savings Challenge? It’s been all the rage lately, popping up everywhere on Pinterest and even in casual conversations with friends. At first, I was skeptical. Can it really work for hard-working folks like us, who are trying to stretch every dollar? I don’t know about you, …
If you’re hoping to have a better financial year ahead, let me tell you a little secret: getting out of debt could be the game-changer you need. Trust me, I’ve been there. But here’s the good news: I’ve got some quick tips to manage debt and have success on your journey to financial freedom. Ready? …
Are you dreaming of becoming your own boss? You’re not alone. Many aspiring entrepreneurs are enticed by the idea of running an online business. But hold on, before you dive in, here’s a reality check: mindlessly following in the footsteps of others might not be the path to success you imagined. Why? Because it’s not …
It’s a sad fact that most people aren’t just lacking wealth; they’re burdened by debt, not making enough money, and suffering from anxiety over their finances. For some, it will always be a struggle. They’ll never learn how to eliminate what they owe and earn enough money to experience wealth in their lives. That could change if …
In my 38 years of life so far, there is one decision I have NEVER thought twice about in my life. Through all the ups and downs of life, you question everything. Motherhood, for one, brings about so many questions and doubts. Whether it’s a marriage or a friendship, these relationships will have doubts stirring …
So, let me start by admitting something. I love a good shopping spree as much as the next person, but my shopping spree includes clearance, coupons, and sales. There’s just something about the sign of 70% off that gets my heart racing. But here’s the thing—sometimes, our spending habits get the best of us. And …
Back-to-school shopping can be overwhelming for most parents. As you wander around Target or Walmart or click through endless online stores, it’s hard to resist buying things that aren’t on the list. If your kids are a little bit older, this is a perfect opportunity to teach them about budgeting. My girls are now ten …
Time. You never understand how precious it is until you get older and older. As each year passes, you realize more and more how fast a year goes by. I grew up moving from state to state from 8th grade through my senior year in high school. We went from one extreme in location to …
In today’s fast-paced world, there’s been a lot of talk about being frugal. It’s a topic that has gained popularity in media and around the web, especially since the US economy took a downturn. Living frugally has become a necessity for many of us. However, there are two common misconceptions about frugality. The first is …
