Creating a budget is crucial to getting on track to paying off debt. Anytime you want to keep track of your finances, starting with a spreadsheet is easier.
I’ve got a Google Sheets budget planner for you below to quickly add up your income and expenses. You can then customize it for things you need and don’t need.
I’m not a fan of printing out sheets and then having to fill everything in. My handwriting is terrible, and well, I like things to add up and subtract for me.
This budget planner will give you a good idea of everything you need to consider regarding spending.
Looking at a budget allows you to see what things you can completely cut out or at least get for cheaper.
This budget planner is in Google Sheets. Make a COPY OF it so that all your info isn’t shared with everyone else FIRST.
This spreadsheet is now in Google Sheets.
You can access the budget planner HERE.
Before you go check out some of my favorite ways to save money.
- How to Save Money Online Grocery Shopping in 2026
- Stop Spending Money in 2026: The Real Steps No One Talks About
- 11 Simple Ways to Live Within Your Means in 2026 (When Everything Feels More Expensive
- The Exhausting, Beautiful, Mentally Draining Reality of Being a Content Creator
- 70 Extreme Money Saving Tips for Frugal Living
10 Ideas for Decorating for Fall on A Budget
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