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3 Life-Changing Principles That Will Make This Your Best Year Yet

I didn’t want to pay off debt. I wasn’t on board. And once we started, I didn’t want to. Yet now, at the end of it, I can see I gained much more than financial freedom. I learned how to be free and content in all areas of my life.

If I didn’t apply these three things while we were going through the pain of paying off debt, I’m not sure I would have made it. Or our marriage.

Inspiration strikes lately down my newish country roads when my kids are quiet in the back seat or alone and jamming out to my music.

Something about being out in the country seeing farm field after farm field, you feel more connected to the earth, to the one who created for your eyes to blink with astonishment.


I kept reflecting on the past five years, the number of changes we have gone through, and how God has blessed us with financial peace. But, be on guard if you are feeling financial stability for the enemy to throw a fiery arrow of guilt.

In those moments when my armor is on, I smile and say, ” You are right Lord, we have worked hard and continue to work hard to be where we are today.”

Then reflecting on this, it hit me. The Three Ps of Financial security. Financial Success.

Peace with your finances is what you need, right? It’s something we all need, my dear.

Here we go. 

3 Life-Changing Principles That Will Make This Your Best Year Yet

Here are your three P’s ( Principles) toward Financial Freedom

3 Life-Changing Principles That Will Make This Your Best Year Yet


Perspective is a word. You instantly say, “YES, perspective changes everything when you hear it.” I feel it’s how we all read about the damaging effects of social media and being on screens all day long, and we say we spend too much time online.

Then after we are done with the conversation or reading it online, we immediately continue in the ways of being on a screen 24/7.

If you want your financial situation to change, you need to change your perspective. Here are both definitions of the word.


the art of drawing solid objects on a two-dimensional surface so as to give the right impression of their height, width, depth, and position in relation to each other when viewed from a particular point.

a particular attitude toward or way of regarding something; a point of view.

Let’s look at the first one. Giving the right impression catches my attention. We need to look at all angles of our situation, and the right image is the truth. We need to make a list of the facts and the emotions.

When you need to change your perspective, you need to Leave Out the Emotions. How do you do that?  You line it up with the truth. You bring the facts under the microscope of the word of God and fact-check them with prayer.

The second definition talks about attitude. Oh, attitude can ruin so many things. Where does attitude stem from? Emotions.  

The dangerous part about being in the wrong perspective is that the enemy’s door has you walking into a room of bad behavior.

The wrong attitude will capture your mind into deception. Thus, resulting in actions you take that have serious consequences.

Change your perspective. Start with a list every day of things to be thankful for. Start small. Every time I look for smaller, my heart sees gratitude more quickly.

3 Life-Changing Principles That Will Make This Your Best Year Yet


My parents live 12 hours away. It’s been like that for the past 11 years. My story as a kid is one for a novel. They moved when I started college. Both sides’ funds were tight, so visits were just a few times a year.

When they came, I was so excited to have them there that I had to make a plan. I couldn’t have them go and not have a PLAN.  I saw from my college roommates how much time got wasted sitting around passing the question back and forth, “What do you want to do?”

See, I knew it limited my time with my parents. It was short and memorable. So I refused to waste time sitting around wondering what we should do. I even take it a step further now and plan every meal and pencil in a time for a night out.

Planning allows you to reflect, pray, and seek the path God already laid out for you. All successful business owners have a business plan. The word that is pretty much attached to planning is goals.

I’m not sure why we as a culture have steered away from goal-setting, but now is the time, my friend. Write down those goals. Make a plan to get there and close the enemy’s door, telling you-you aren’t good enough.

Because when we take the time to plan, and we line it up with God’s truth, and we ask him about it, the gift of the Holy Spirit he equipped us with will let you know if that’s the right plan.

If you aren’t hearing God say yes, don’t rush. Wait, and pray. When it’s right, the signs will be there.

Your confidence builds when you have a plan in place that you know God is saying YES. When your confidence builds, you can crush the enemy whose only purpose is to keep you locked in misery, alone, and as far from God as possible.

Get your plan.

3 Life-Changing Principles That Will Make This Your Best Year Yet


If you have a plan and know that God has called you to this plan, but the next step hasn’t come, do you give up and say this isn’t it? Or do you wait for the Lord?

“Let us hold unswervingly to the hope we profess, for he who promised is faithful ( Heb. 10:23, NIV)

Let me share this with you. I knew the door was closing to a previous blog of mine. I knew I was supposed to write more. I bought a few different domain names because I thought that was the correct answer.

I missed the whole planning and patience on that one. But I felt uneasy in my soul. A month passed, and the desire to start something new was still there, and the name the Frugal Farm Girl just came.

It felt right. This time I prayed about it and asked others to pray with me.

But it has taken months to get to this point. And in those months, the enemy has attacked hard. So this post is just as much for me as it is for you.

I have been patient. I have been willing to change things if the decisions I made I thought were God but were not. In that patience, you can see God’s true purpose for you and the best way for you to experience it.

Because, all in all, You Make the Difference—you Matter. If you can get these three little P words down, you will be on a path to financial peace. You will be trusting in God and not in your enemy.

So what is your perspective today? Can it be changed to something more positive more joyful? 

What is your plan today, in a year, 10 years?

Will you exercise patience in the plan? 


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Thursday 31st of May 2018

I need to read this.. It is spot on for us right now working to do the will of God in his timing not ours.. Thanks for sharing this.


Thursday 31st of May 2018

Hi Kathie! Thank you for stopping by. It's just another reminder of how much God loves you.

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´╗┐Aubrey Ginsberg

Sunday 9th of October 2016

simple but very vital principles for our life. thank for giving me more motivation and inspiration in life.

´╗┐Aubrey Ginsberg

Sunday 9th of October 2016

simple principles but most of us often ignore them. thank you for sharing. I am now full of inspiration and motivation :)

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