Time. You never understand how precious it is until you get older and older. As each year passes, you realize more and more how fast a year goes by. I grew up moving from state to state from 8th grade through my senior year in high school. We went from one extreme in location to …
In today’s fast-paced world, there’s been a lot of talk about being frugal. It’s a topic that has gained popularity in media and around the web, especially since the US economy took a downturn. Living frugally has become a necessity for many of us. However, there are two common misconceptions about frugality. The first is …
We all know the feeling of decluttering our home and wanting to get rid of all the old stuff we no longer need or use. It’s liberating to get rid of the excess and simplify our lives. And what better way to do it than to donate our old clothes, shoes, and household goods to …
Frugal living is about making conscious decisions to spend less, save more, and manage your finances effectively. Living a frugal life doesn’t mean you are going to cheap out; it means you will be smart with your financial decisions and learn how to balance finances and time. I’ve had plenty of comments where people on …
Being able to search for ways to save money on girlfriend getaways is a blessing in itself. Having someone you want to go away with and create lasting memories is one of life’s sweetest pleasures. I’m incredibly grateful that my bestie and I have been friends since first grade, and we are now 38 years …
If tax season brings you to dread every year, it’s time to get that under control. There is no reason to be stressed, worried, or dreading tax time each year. It’s not good for your mental or physical health to be stressed out. You probably feel this way because you need to take the time …
If you love to save money on EVERY SINGLE Thing, then you know you think about the fuel you are burning every time you get into the car. Using grocery savings apps and coupons was one way we kept a super tight grocery budget, and now we can fill up for less with gas apps. …
Let’s face it, nobody likes paying bills. But they’re part of life, and try as we might, we can’t get around ’em! Who says bill paying has to be a pain, though? Sure, the money going out isn’t fun, but if you have the right tools in place, you can make bill payments easier than …
If you’re like most people, your eyes probably lit up when you heard the words “tax refund.” We get it—free money is exciting! But instead of splurging on a shopping spree, why not use that free cash to help set yourself up for financial success? What to do with your tax return depends on your …
Are you looking for a way to save cash? Want to bring in MORE income without getting a second job? A spending freeze may be just what you need. Below, you will read tips we used for our 6-month spending freeze. After all, the bills are paid; we only have $100 of “extra” money. Yet, …
When we started our debt-free journey, it was amidst the crazy busy toddler-raising years. Time felt so sacred and something I couldn’t get enough of or make go faster. We were living paycheck to paycheck before thinking about our financial habits. I knew I So insteadt take on any more hours at my part-time job. …
Valentine’s Day doesn’t have to be a budget breaker. This article will share with you six smart tips to keep your holiday costs down and love remaining high. By Following the tips and living a frugal lifestlye we paid off all our credit cards, student loans, car loans, and working on our mortgage all on …
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I’ve worked in retail for a long time. Both of my parents still work in retail. So you start to see the trend of shoppers after Christmas and take note of some of the best things to buy after Christmas because they are the lowest price. Cheaper than if you bought it BEFORE Christmas. So …
This is the time of year when the Holidays are quickly approaching, and emotional spending can get us into debt. A debt we didn’t think was possible. January leads to remorse and scrambling of how we can come up with extra cash. Apply the practical tips below, and you won’t be looking for a second …
I’m always looking for ways to save money, especially when shopping for my family. One way to save money is by cooking at home instead of eating out. However, busy parents sometimes don’t have the time to cook complicated meals. That’s why we’ve compiled a list of 20 easy recipes anyone can make, even on …
I love Christmas. It’s one of my favorite times of the year! But it can get expensive, so I’m here with some tips on finding cheap decorations this holiday season. I know that not everyone has unlimited money available at their fingertips, and maybe you’re looking at your budget like, “Please don’t let me spend …
How do you feel when your money slips away and it’s time to start all over again? Ugh, that feeling is enough for most people to throw their hands up in the air. If you have started your debt-free journey but are struggling with the importance of budgeting or just getting back into a routine …
Love coffee? Me too, I don’t like spending a fortune and I’m not giving it up. Try these tips to save on coffee and still enjoy it. The other day in church, our pastor said something along these lines, ” The only Christian addiction that is allowed is coffee!” I love his sense of humor, and …
A recent study found that the average household spends nearly $2,000 a year on groceries. That’s a lot of money! But it’s not just about how much you spend- it’s also about how much you save. You can cut your grocery bill every week by following these tips: Grocery Budget: You’re going to track how …
Are you worried about the economy and how to make ends meet? The good news is there are many ways to make money online in a bleak economy. So whether you want to start your own business or get some extra cash, this blog post shares six great ideas for making money in an uncertain …
Many of us stop listening when we talk with friends, coworkers, or family and hear the word budget. We all feel like we know about it, but we don’t know how to do one. If you manage your money correctly, a budget won’t shut you down; it will give you financial freedom. Restricting your spending …
Wondering how to manage your money during maternity leave? My first experience with maternity leave felt quite traumatic at the time, but I sure did learn a lot and was better prepared next time. Saving money is one of my favorite things. I am constantly thinking about how we can save money. Whether it’s by …
Paying off your mortgage early might feel like climbing a financial Mount Everest, but trust me—it’s worth it. I’m not some financial wizard, just a frugal mom of two who juggled kids, blogging, and fixing up an old farmhouse, all while tackling one big, scary goal. Spoiler alert: We did it in four years. And …
