If you’re like most people, your eyes probably lit up when you heard the words “tax refund.” We get it—free money is exciting! But instead of splurging on a shopping spree, why not use that free cash to help set yourself up for financial success? What to do with your tax return depends on your …
Are you looking for a way to save cash? Want to bring in MORE income without getting a second job? A spending freeze may be just what you need. Below, you will read tips we used for our 6-month spending freeze. After all, the bills are paid; we only have $100 of “extra” money. Yet, …
When we started our debt-free journey, it was amidst the crazy busy toddler-raising years. Time felt so sacred and something I couldn’t get enough of or make go faster. We were living paycheck to paycheck before thinking about our financial habits. I knew I So insteadt take on any more hours at my part-time job. …
Valentine’s Day doesn’t have to be a budget breaker. This article will share with you six smart tips to keep your holiday costs down and love remaining high. By Following the tips and living a frugal lifestlye we paid off all our credit cards, student loans, car loans, and working on our mortgage all on …
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I’ve worked in retail for a long time. Both of my parents still work in retail. So you start to see the trend of shoppers after Christmas and take note of some of the best things to buy after Christmas because they are the lowest price. Cheaper than if you bought it BEFORE Christmas. So …
This is the time of year when the Holidays are quickly approaching, and emotional spending can get us into debt. A debt we didn’t think was possible. January leads to remorse and scrambling of how we can come up with extra cash. Apply the practical tips below, and you won’t be looking for a second …
I’m always looking for ways to save money, especially when shopping for my family. One way to save money is by cooking at home instead of eating out. However, busy parents sometimes don’t have the time to cook complicated meals. That’s why we’ve compiled a list of 20 easy recipes anyone can make, even on …
I love Christmas. It’s one of my favorite times of the year! But it can get expensive, so I’m here with some tips on finding cheap decorations this holiday season. I know that not everyone has unlimited money available at their fingertips, and maybe you’re looking at your budget like, “Please don’t let me spend …
How do you feel when your money slips away and it’s time to start all over again? Ugh, that feeling is enough for most people to throw their hands up in the air. If you have started your debt-free journey but are struggling with the importance of budgeting or just getting back into a routine …
Love coffee? Me too, I don’t like spending a fortune and I’m not giving it up. Try these tips to save on coffee and still enjoy it. The other day in church, our pastor said something along these lines, ” The only Christian addiction that is allowed is coffee!” I love his sense of humor, and …
A recent study found that the average household spends nearly $2,000 a year on groceries. That’s a lot of money! But it’s not just about how much you spend- it’s also about how much you save. You can cut your grocery bill every week by following these tips: Grocery Budget: You’re going to track how …
Are you worried about the economy and how to make ends meet? The good news is there are many ways to make money online in a bleak economy. So whether you want to start your own business or get some extra cash, this blog post shares six great ideas for making money in an uncertain …
Many of us stop listening when we talk with friends, coworkers, or family and hear the word budget. We all feel like we know about it, but we don’t know how to do one. If you manage your money correctly, a budget won’t shut you down; it will give you financial freedom. Restricting your spending …
Wondering how to manage your money during maternity leave? My first experience with maternity leave felt quite traumatic at the time, but I sure did learn a lot and was better prepared next time. Saving money is one of my favorite things. I am constantly thinking about how we can save money. Whether it’s by …
What a year this has been, the year 2020. Back in 2016, we moved out to an 1850s farmhouse with 11 acres of land. Finding this place in the middle of our debt-free journey was like hitting the jackpot. We’ve always wanted to live out in the country, and now we were. Right after we …
If you are scrambling to come up with extra money during the holiday season, I have a few ideas for you. Or if you are reading this after the holiday season and feel the pinch of the extra expense, these ideas will help too. But for next year, instead of scrambling for a way to …
Creating a budget is crucial to getting on track to paying off debt. Anytime you want to keep track of your finances, starting with a spreadsheet is easier. I’ve got a Google Sheets budget planner for you below to quickly add up your income and expenses. You can then customize it for things you need …
Fall is right up there with Christmas when it comes to decorating for me. If you need ideas for decorating for fall on a budget, I’ve got ten excellent ones. I love festive decorating for Fall and have decorations in all rooms. Every time the weather starts to cool off at night, I make sure …
Well, I gave a Goody box from Thredup a try again. It’s been awhile since I’ve done one. The first time I tried it I choose business casual. I went for business casual again, but when I thought I hit NO patterns well, I got patterns alright. The exciting part about these goody boxes, you …
If you’re looking to save money on groceries, one easy way is to make some of your food instead of buying it. Here are three quick and easy foods to make that will help you stretch your dollars further. Give them a try! If you are new to a frugal lifestyle making your food will …
Have you sat down and looked at your spending habits? You know that moment where you decide something has GOT TO STOP. How can you possibly save money when you don’t have money? You print out your bank account statement for the month or pull it up on your phone and compare it to your pay …
When it comes to saving money, it’s never a bad thing. However, over the past several weeks, you may have started saving money without even wanting to. Or realizing it. It doesn’t matter if the holidays have passed or summer parties are coming up, it is a good idea always to start saving money. ( …
Grocery shopping may look different than it did a few months ago. Several things have changed. The one thing that has yet to change is a system to save money when shopping for food. If you are on a tight budget and want to save money on your groceries, here are tips to help you …
