When it comes to saving money, it’s never a bad thing. However, over the past several weeks, you may have started saving money without even wanting to. Or realizing it.
It doesn’t matter if the holidays have passed or summer parties are coming up, it is a good idea always to start saving money. ( If you are brand new to budgeting, check out The Ultimate Guide to Create a Household Budget post)
Or, if you haven’t been saving much, here’s how to get it started.
For more money-saving tips, be sure to start here.
Investing
This is one of those areas that can seem tricky, but it’s always worth starting and looking into. The sooner, the better.
You can achieve financial freedom with micro-investing through Stash. Stash will offer $5 for you to start investing in getting you started.
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Credit Cards to Pay You
It’s a good idea to find credit card companies that will reward you for using it as long as you are paying it off every month. However, if you feel overwhelmed by doing it yourself, searching for the best one, creditcards.com will do it for you.
Creditcards.com searches and compares hundreds of credit card offers and posts the top 10. Look for a card with $0 annual fees and high cashback percentages.
With all the credit card rewards, you can use the cashback to put in your savings account. However, if you are only spending to get rewards, this isn’t the best option.
Cut the Cord
I’ve been saying this for a while, and it is still so true. Cut the cord.
We shared a long post on our favorite antenna we used and got at BJs. BUT if I had to choose one program to cut the cord with, it would be Amazon. Not only will you get 2-day free shipping, music, and more, you get to watch great original TV shows and movies.
I keep finding more and more movies I love on Prime so much that I cut Netflix.
There are always lots of FREE streaming trials here. Otherwise, you can sign up for Prime for 30 days FREE here.
Follow me on Tiktok for more money-saving tips.
@thefrugalfarmgirl cut the cord! ##antennacheck ##netflix ##brokemomhack ##debtfreetho ##savemoney ##momlifehack ##nocableneeded ##debtfree ##inyourface
♬ Ah Eh – queen_zyon1
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Use the Every Dollar App
If you aren’t making a budget and looking at it monthly, you won’t realize how much you are spending. Giving every dollar home is so important.
Dave Ramsey’s teaching on finances has changed our life. We are now 100% debt-free- yes, that includes our mortgage.
Check out How Dave Ramsey First Changed Our Lives.
Something I had no idea about 9 years ago. This app is super easy to use, and it’s free. Of course, you can upgrade if you want more features, but honestly, the basic free version is plenty to get you started and help you set financial goals. Sign up for this free app here.
Plan Meals & Eat Out Out One Less Time A Month
Eating out is costly. I would encourage you to plan your meals at home to save money. If you can cut back on eating out once a month and then increase it to more each month, you will save quite a bit of cash.
I did a post here about the numbers of eating out verse cooking at home.
If you are intimated about meal planning, I highly recommend this meal planning app called Real Plans. Also, follow my Frugal Meal Planning Pinterest board for more free ideas.
I hope these tips help you to think outside of the box when it comes to saving money.
For more saving tips, check out the posts below.