saving money in 2020

7 Easy Ways to Improve Your Savings Game in 2020

 

2020 is a year of unpredictability. When it comes to saving money, it’s never a bad thing. Over the pst several weeks you may have started saving money without even wanting to. Or realizing it.

The stay at home orders may have had some positives to the budget, and here are seven ways you can keep it going.

Or if you haven’t been saving much, here’s how to get it started.

For more money saving tips be sure to start here.

7 Easy Ways to Improve Your Savings Game in 2020

Investing

This is one of those areas that can seem tricky, but it’s always worth starting and looking into the sooner the better.

You can achieve financial freedom with micro investing through Stash. Stash will offer $5 for you to start investing to get you started.

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7 Easy Ways to Improve Your Savings Game in 2020

Credit Cards to Pay You

Its a good idea to find credit card companies that are you going to reward you for using it. As long as you are paying it off every month. If you feel overwhelmed by doing it yourself, searching for the best one, creditcards.com will do it for you.

Creditcards.com searches and compares hundreds of credit card offers and posts the top 10. Look for a card with $0 annual fees and high cash back percentages. 

With all the credit card rewards you can use the cash back to put in your savings account. If you are only spending to get rewards, this isn’t the best option for you.

7 Easy Ways to Improve Your Savings Game in 2020

Cut the Cord

I’ve been saying this for awhile and it is still so true. Cut the cord.

We shared a long post on our favorite antenna we use and got at BJs. BUT if I had to choose one program to cut the cord with it would be Amazon. Not only will you get 2 day free shipping, music and more, you get to watch great original TV shows and movies.

I keep finding more and more movies I’m loving on Prime. So much that I cut Netflix.

There are always lots of FREE streaming trials here. Otherwise you can sign up for Prime for 30 days FREE here.

Follow me on Tiktok for more money saving tips.

@thefrugalfarmgirl

cut the cord! ##antennacheck ##netflix ##brokemomhack ##debtfreetho ##savemoney ##momlifehack ##nocableneeded ##debtfree ##inyourface

♬ Ah Eh – queen_zyon1

Make Money Watching Videos

That’s right Inbox dollars not only pays you for taking surveys but you can get paid for playing games, watching videos and more. Right now when you sign up you’ll get a $5 bonus.

It’s free to sign up and once you reach $30 you can cash out via check, Paypal, or an Amazon gift card.

Check out these side hustle ideas to make money.

Use the Every Dollar App

If you aren’t making a budget and going in to look at it monthly, you won’t realize how much you are spending. Giving every dollar a home is so important.

Dave Ramsey’s teaching on finances has changed our life. We are now 100% debt free- yes that includes our mortgage.

Check out How Dave Ramsey First Changed Our Lives.

Something I had no idea about 9 years ago. This app is super easy to use and it’s free. You can upgrade if you want more features, but honestly the basic free version is plenty to get your started and help you set financial goals. Sign up for this free app here.

7 Easy Ways to Improve Your Savings Game in 2020

Plan Meals & Eat Out Out One Less Time A Month

Eating out is costly. I would encourage you to plan your meals at home to save money. If you can cut back eating out once a month and then increase it to more each month, you will save quite a bit of cash.

I did a post here about the numbers of eating out verse cooking at home.

If you are intimated about meal planning I highly recommend this meal planning app called Real Plans. Follow my Frugal Meal Planning Pinterest board for more free ideas.

I hope these tips help you to think outside of the box when it comes to saving money.

For more saving tips check out the posts below.


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