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5 Things to Remember About Spending Money You Don’t Have

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Call it what you want. Your daily routine. Is it the distance with your spouse?  Whining from your kids? Day after day cleaning?  Or the same old job to go to? -insert your own here-. All these things can make a girl want to start spending money.

Sometimes that mundane routine of being home with the little ones makes you feel lonely.

 

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Sometimes you just want to spend money. You work hard for it. Why can’t you spend it?

Living life on a budget and within your means, it gets hard to trudge against the powerful waves of “I need this and I want that.”

Have you noticed a dark cloud hangs over you just as you turn your eye to your neighbor? As soon as the thought- maybe I need more the cloud gets darker.

Loneliness seeps in when you are just starting to feel content with the way things are going. Then the cloud comes over when your dearest friend tells you ‘ You could have so much more.”

 

[clickToTweet tweet=”Then there is Facebook which has a way of pecking us with jealousy, and comparison. ” quote=”Then there is Facebook which has a way of pecking us with jealousy, and comparison. We start to believe. Happiness is just a new shiny item away. But we don’t believe that do we? “]

Comparison.

Man. What a word.

What a sneaky snake word.

You know why?

Because our society throws us a comparison suit every time we plug in.

It plays on our inner self.

T.V.

Internet.

Stores.

Highways.

Magazines.

The only place I find lately that I’m not bombarded is nature. You know outdoors WITHOUT a phone.

Last year millennials spent 18 hours a day consuming media.

Oh wait, we don’t  have T.V commercials anymore, do we?

Of course, we all know this.

But the biggest problem I know as a millennial myself is this;

We are putting ourselves in a dangerous game of comparison.

I just did it the other day.

It’s 90 degrees out. I’m sweating, the kids are sweating and I tell them to get downstairs where our free AC flows on. (Basement)

There I am in our kitchen opening the cupboard to fill a cup for my daughter and my nail catches on the paint. I watch another piece of paint fall to the floor. The white spots to our red cupboards are beginning to look like a leopard.

The many layers of paint are noticeable. The cheap particle board also known as our kitchen shelves looks ghetto.  I think it may look worse since I tried to cover only half up with contact paper!

I can’t fit my plates straight in. You have to lift them up just right and then slide in. To get one mixing bowl in all the rest have to come out and get stacked inside just right.

There’s plenty of little quirks in our kitchen.  Plenty of reason for society to come in and laugh and ask “Why don’t you get yourself a new kitchen?”

And then it started.

We need a new house.

We need a new kitchen.

We need this. We can get that. I. need. now. 

And in the few days of wanting I started to feel distance from my soul. My husband was there to remind me, who was I trying to please?!

I have said before that I am fine with our beat up cupboards right now while having young kids.

I too wrestle with reminding myself extra money can go for date night or a trip to see my parents or the mortgage. I can fight against our culture that says “You aren’t spending enough money.”

Why do I think I need something new right now?

The Lord reminded me of contentment out in our raspberry patch. I heard a still small voice say-“Haven’t I given you so much already?”

I laughed. I fell to my knees and I cried. 

You have Lord. You so have. 

It can be dangerous to let yourself soak in today’s culture of needing more. We quickly lose focus of our priorities in life.

If we just wait and be patient those wants will fade away. The more we replace wants with needs our contentment shows up.

Philippians 4:6 Do not be anxious about anything, but in every situation, by prayer and petition, with thanksgiving, present your requests to God.

Sometimes the wants are granted in a way we could have never imagined. In a way, only God had planned.

When you are striving to live the best life on a budget aim for contentment.

  • Don’t feel ashamed for not spending money.
  • Don’t feel ashamed for not needing something new.
  • Don’t feel ashamed for looking for used items before you look for brand new.
  • Don’t be ashamed to shop clearance and still use coupons. And by all means, DON’T be ashamed to use coupons. 

Today I’m praying for you right now reading this post. Let it be an encouragement to you or to someone you know you can pass it on to.

5 Things to Remember About Spending Money You Don’t Have

Write out your goals. When you write your goals it makes your financial standpoint more real. When you feel like you want more stuff you remember what you are working towards.

  • Ask will this take me a step away from my goal?
  • Ask yourself if you really love the item? Will this always bring joy to you?
    If it does take it a step further and say will I enjoy this in one year? The bigger the price tag the longer you should enjoy it.
  • Will this serve a practical purpose?
  • Where will this item end up in one year?
    It helps when you can visualize where it is going to be in your home.
  • How often will you use/wear the item?
    Is it worth the cost for a one time use? Can you wear the item many times and change accessories with it?
  • Can it get more than one use?

Asking some of these questions will help you in making a choice that will help you find contentment. Remember we live in a world where everything is at our fingertips, but you make the choice. You make the difference.

Live life with a purpose.

Where are you spending money you don’t have?

 


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31 Comments

  1. TerriAugust 24, 2015
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