Vacations are a bittersweet word this year in 2020. If you are reading this during the thick of it, you know why. The hardest thing about everything going on is not having a loose plan. I’m not a detailed type a planner, BUT I like a loosely based schedule. I need to have something in …
This Mother’s Day, forget about spending a fortune on expensive gifts and give her what she wants- time with you. The older I get, the more I realize time is so precious. No need to worry about spending a lot on this list of ideas you can do right at home, and then we’ve added …
This is almost a perfect time to get started on Dave Ramsey’s Financial Peace. We are big fans of Dave Ramsey and it was his teaching that sparked our journey to a debt free life. I’ve shared our debt free story here. And today I couldn’t be more excited to give you guys this chance …
I started my first blog when my daughters were 18 months and 2.5 years old. It felt impossible some days to get anything done. Not only did I have no idea how to really start a blog, I had no idea how to make money from it. I also had no idea about parenting. It …
When my girls were toddlers and I was adjusting to being a stay at home mom, I would sit at the computer at night and take survey’s. It’s even easier now because you can take these surveys from your phone. If you have extra time on your hands and want to be productive test out …
If you are looking to save money on your shopping this year, getting discount membership deals to Sam’s, BJ’s, or Costco is the way to go. I have a membership to BJ’s and Costco and love them both. However, when it is time to renew, I constantly search for the best discount membership deal. It’s …
Wintertime in Western New York is long. Some years it isn’t so much about the cold as it is the grey, dreary days. I’m one of those people. When it’s sunny out, my mood is elevated. It’s the best day, even if it is only 20 degrees outside. My husband and I have been married …
Many of us hate grocery shopping. I would probably guess most of us hate how much it costs and what little we feel like we bring home. Then we watch out kids eat everything new in one day. You’re back to what was left in the fridge, and you go out and spend more money …
I didn’t want to pay off debt. I wasn’t on board. And once we started, I didn’t want to. Yet now, at the end of it, I can see I gained much more than financial freedom. I learned how to be free and content in all areas of my life. If I didn’t apply these …
If you are searching for frugal ways to save money during Christmas, this is for you. I don’t know what your idea of frugal is, but I know plenty of people read the headline Frugal on Pinterest and think along the lines of bare bones. Minimal. Downer during the holidays. Like the woman who commented, …
Hey Everyone. Are you all shopped out from Black Friday and Cyber monday? Hopefully you are ready to get up and get back into the stores this week. We all still have to eat right? This week I went to Walmart & Target only looking for clearance. I stacked Ibotta & Circle offers with my …
Whenever I see my six-year-old daughter take a bath by herself, she squeezes as much soap into the tub water as she can. I cringe because it’s such a waste. The plus side is I don’t need to wash her hair because of the clumps of soap already floating around. 🙂 I think about how …
Looking through cookbooks is something that has always soothed me. Just before I would go into labor, I would be paging through an old cookbook. I enjoy cooking for others and trying new recipes, but finances have gotten the best of me in the past. Making a new recipe for the first time for ten …
I’ve been a couponer for years now. As with everything else with technology speeding in front of us, you have to adapt. Today many retailers encourage couponer’s to use their apps or add coupons through their website. I’ve stepped away from Ibotta over the past year but I’m ready to get back into it. ( …
Friends, if you haven’t shopped Dollar General yet, let this post encourage you to jump on board. They have great clearance events where you don’t need a stack of coupons. I’m excited for all the clearance in stores lately, so much I don’t even bother shopping thrift stores anymore. This week Dollar General has 90% …
It happens every year. We wait. We buy something here and there. We browse through the stores to look for gift ideas. But we all know what happens. The overwhelm wriggles its way in. It is EXHAUSTING for many of us to think about Christmas. And by the time we think about it, we are …
It’s time for another budget for groceries shopping trip! This is the fourth consecutive week I’ve been sharing my grocery shopping trips. I am continuing on to give you a full circle on how this budget grocery shopping actually works. If you are new here read this quick. There are three key things to keeping …
I thought I couldn’t leave you hanging from last week’s $60 grocery trip. To follow it up you will see what it looks like for a filler week as I call it. We are using up a lot of cucumbers, tomatoes, and strawberries from the garden! I can’t believe we are still getting strawberries. I …
Keeping a low grocery budget was easy four years ago with all the coupon deals. Fast forward to all the apps and coupon fraud. It’s a different ballgame today. One, I’ve found a way to still master minus all the coupons. Have you wondered how much you are supposed to spend on groceries? Here is …
One of the most popular posts I’ve shared on the blog is how I’m spending $60 a week on groceries. Extreme couponing led my husband and me to start our debt-free journey! It’s only been an eight-year journey but it’s been a WILD ride and we are debt-free except for our mortgage BUT we have …
Clothes are the one thing that breaks many budgets especially when it comes to back to school shopping. Every child is unique. What one kid loves the other probably hates. If you find even one of the tips below helpful you will be closer to your financial goal. If you want to save money on …
“What’s this?” My husband would ask as I was squishing my face, wondering what direction I would take this in today? “I found the cutest sign for the girl’s bedroom. Or I hit 90% off 4th of July Clearance.” At this point, nothing mattered to my husband. Except for one thing. The dollar amount. I …
We lived on one income for years while raising our girls. I didn’t even realize frugal living was so popular until I shared the daily choices I was making on my blog. You can be frugal and still spend money, it’s really thinking about the impact your spending has. When you think of frugal living, …
Summer is such a glorious time here in upstate New York. After what feels like the darkest days of winter warm sunshine and our grills smoking is one of the best feelings. I grew up in the midwest. For us the nights my mom was working late or my dad decided to cook dinner it …
