Creating a budget is crucial to getting on track to paying off debt. Anytime you want to keep track of your finances, starting with a spreadsheet is easier. I’ve got a Google Sheets budget planner for you below to quickly add up your income and expenses. You can then customize it for things you need …
Fall is right up there with Christmas when it comes to decorating for me. If you need ideas for decorating for fall on a budget, I’ve got ten excellent ones. I love festive decorating for Fall and have decorations in all rooms. Every time the weather starts to cool off at night, I make sure …
Well, I gave a Goody box from Thredup a try again. It’s been awhile since I’ve done one. The first time I tried it I choose business casual. I went for business casual again, but when I thought I hit NO patterns well, I got patterns alright. The exciting part about these goody boxes, you …
If you’re looking to save money on groceries, one easy way is to make some of your food instead of buying it. Here are three quick and easy foods to make that will help you stretch your dollars further. Give them a try! If you are new to a frugal lifestyle making your food will …
Have you sat down and looked at your spending habits? You know that moment where you decide something has GOT TO STOP. How can you possibly save money when you don’t have money? You print out your bank account statement for the month or pull it up on your phone and compare it to your pay …
When it comes to saving money, it’s never a bad thing. However, over the past several weeks, you may have started saving money without even wanting to. Or realizing it. It doesn’t matter if the holidays have passed or summer parties are coming up, it is a good idea always to start saving money. ( …
Grocery shopping may look different than it did a few months ago. Several things have changed. The one thing that has yet to change is a system to save money when shopping for food. If you are on a tight budget and want to save money on your groceries, here are tips to help you …
Vacations are a bittersweet word this year in 2020. If you are reading this during the thick of it, you know why. The hardest thing about everything going on is not having a loose plan. I’m not a detailed type a planner, BUT I like a loosely based schedule. I need to have something in …
This Mother’s Day, forget about spending a fortune on expensive gifts and give her what she wants- time with you. The older I get, the more I realize time is so precious. No need to worry about spending a lot on this list of ideas you can do right at home, and then we’ve added …
This is almost a perfect time to get started on Dave Ramsey’s Financial Peace. We are big fans of Dave Ramsey and it was his teaching that sparked our journey to a debt free life. I’ve shared our debt free story here. And today I couldn’t be more excited to give you guys this chance …
I started my first blog when my daughters were 18 months and 2.5 years old. It felt impossible some days to get anything done. Not only did I have no idea how to really start a blog, I had no idea how to make money from it. I also had no idea about parenting. It …
When my girls were toddlers and I was adjusting to being a stay at home mom, I would sit at the computer at night and take survey’s. It’s even easier now because you can take these surveys from your phone. If you have extra time on your hands and want to be productive test out …
If you are looking to save money on your shopping this year, getting discount membership deals to Sam’s, BJ’s, or Costco is the way to go. I have a membership to BJ’s and Costco and love them both. However, when it is time to renew, I constantly search for the best discount membership deal. It’s …
Wintertime in Western New York is long. Some years it isn’t so much about the cold as it is the grey, dreary days. I’m one of those people. When it’s sunny out, my mood is elevated. It’s the best day, even if it is only 20 degrees outside. My husband and I have been married …
Many of us hate grocery shopping. I would probably guess most of us hate how much it costs and what little we feel like we bring home. Then we watch out kids eat everything new in one day. You’re back to what was left in the fridge, and you go out and spend more money …
I didn’t want to pay off debt. I wasn’t on board. And once we started, I didn’t want to. Yet now, at the end of it, I can see I gained much more than financial freedom. I learned how to be free and content in all areas of my life. If I didn’t apply these …
If you are searching for frugal ways to save money during Christmas, this is for you. I don’t know what your idea of frugal is, but I know plenty of people read the headline Frugal on Pinterest and think along the lines of bare bones. Minimal. Downer during the holidays. Like the woman who commented, …
Hey Everyone. Are you all shopped out from Black Friday and Cyber monday? Hopefully you are ready to get up and get back into the stores this week. We all still have to eat right? This week I went to Walmart & Target only looking for clearance. I stacked Ibotta & Circle offers with my …
Whenever I see my six-year-old daughter take a bath by herself, she squeezes as much soap into the tub water as she can. I cringe because it’s such a waste. The plus side is I don’t need to wash her hair because of the clumps of soap already floating around. 🙂 I think about how …
Looking through cookbooks is something that has always soothed me. Just before I would go into labor, I would be paging through an old cookbook. I enjoy cooking for others and trying new recipes, but finances have gotten the best of me in the past. Making a new recipe for the first time for ten …
I’ve been a couponer for years now. As with everything else with technology speeding in front of us, you have to adapt. Today many retailers encourage couponer’s to use their apps or add coupons through their website. I’ve stepped away from Ibotta over the past year but I’m ready to get back into it. ( …
Friends, if you haven’t shopped Dollar General yet, let this post encourage you to jump on board. They have great clearance events where you don’t need a stack of coupons. I’m excited for all the clearance in stores lately, so much I don’t even bother shopping thrift stores anymore. This week Dollar General has 90% …
It happens every year. We wait. We buy something here and there. We browse through the stores to look for gift ideas. But we all know what happens. The overwhelm wriggles its way in. It is EXHAUSTING for many of us to think about Christmas. And by the time we think about it, we are …
It’s time for another budget for groceries shopping trip! This is the fourth consecutive week I’ve been sharing my grocery shopping trips. I am continuing on to give you a full circle on how this budget grocery shopping actually works. If you are new here read this quick. There are three key things to keeping …
